The information and documents contained herein do not constitute or form part of any offer to issue or sell, or any solicitation of any offer to subscribe or to purchase, any shares in any financial product, Fund or any other interests. For investors in the UK, the information on this Site is issued by us only to and/or is directed only at persons who are professional clients or eligible counterparties for the purposes of the Financial Conduct Authority (“FCA”) Conduct of Business Sourcebook. To the extent that any Funds are referred to on this Site, they are available only to such persons and other persons should not act or rely on the information available on this Site. The information on this Site is exempt from the UK scheme promotion restriction on the communication of invitations or inducements to participate in unregulated collective investment schemes on the grounds that it is being issued to and/or is directed at only the types of person referred to above. This Site is confidential and intended solely for the use of investors and their agents in connection with such investor’s investment in a Fund. Any use, distribution, republication, transmission, forwarding or copying of any information herein or any part thereof, without the express written permission of the Kuros Associates is strictly prohibited. Past performance is not indicative of future results, which may vary. Kuros Associates LTD is Appointed Representative of Starmark Investment Limited which is Authorised and regulated by the FCA.

Kuros Associates LTD web site terms and conditions

By accessing or using our Website, located at https://www.kurosassociates.com, (the “Site”), you hereby accept and agree to comply with the following terms and conditions (the “Terms and Conditions”). Your entry into the Site constitutes your acceptance of the Terms and Conditions and is a binding agreement between you and Kuros Associates LTD and their affiliates. The Terms and Conditions govern your access and use of the Site, which includes any information, data, tools, products, services and other content (together, “Content”) available on or through the Site.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE SITE. EACH TIME YOU USE THE SITE, YOUR USE
INDICATES YOUR FULL ACCEPTANCE OF AND AGREEMENT TO ABIDE BY THESE TERMS AND CONDITIONS IN ITS THEN CURRENT FORM,
INCLUDING ANY MODIFICATIONS POSTED. IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT USE THE SITE.

Kuros Associates grants you a limited right to use the Site. Your right to use the Site is subject to your agreement to abide by these Terms and Conditions in their entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Site. At any time and for any reason we may revoke your right to use all or any portion of the Site. You agree not to violate or attempt to violate the security of the Site or to use the Site for any illegal purposes.
Intellectual Property. You acknowledge that the Site is protected by one or more copyrights, patents, database rights, trademarks, service marks, trade dress, trade secrets and/or other intellectual property and proprietary rights that are owned by Kuros Associates and/or third parties. All text and graphics, and the combination thereof, appearing on the Site are copyrighted works that are protected under the copyright laws of the UK and other countries and under various international treaties. You agree to abide by all applicable copyright and other laws in regard to the Contents of the Site. “KUROS ASSOCIATES” and other names and indicia of Kuros Associates and its products and/or services are exclusive trademarks and service marks of Kuros Associates and are registered in various jurisdictions. Other product and company names appearing on the Site may be trademarks of their respective owners. You may not: (i) decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of the Site; (ii) publish, broadcast, retransmit, reproduce, repackage, frame, commercially exploit, create any derivative of or otherwise redistribute all or any portion of the Site except as explicitly permitted in these Terms and Conditions; or (iii) remove any copyright, trademark or other proprietary notice or legend contained on (or printed from) the Site. Notwithstanding the foregoing, you may: (i) print copies of any accessible portion of the Site only for your own personal use or that of your directors, trustees, employees, representatives, agents, and financial, legal or tax advisors, and others with whom you share investment decisions and who need to know such information (“Representatives”); (ii) disclose information on the Site to Representatives and (iii) if you are a consultant or investment advisor or are otherwise acting as a representative of one or more clients or prospective clients of Kuros Associates, you may, subject to Section 7 hereof, disclose information you obtain from the Site to your clients and otherwise utilize or present such information or derivations thereof to your clients in your capacity as such, provided that any person to whom disclosure of any such information is made is advised by you of its confidential nature.
Representations and Warranties. You represent and warrant that: (i) you have full authority and all rights necessary to enter into and fully perform all of your obligations pursuant to these Terms and Conditions; (ii) you have not and you will not enter into any agreement or perform any act which might contravene the purposes and/or effects of these Terms and Conditions; (iii) you will not delete any Content on the Site; (iv) you are, or the company or organization on whose behalf you will be accessing the Site, as applicable, is (a) an “accredited
investor” within the meaning of Regulation D promulgated under the U.S. Securities Act of 1933 as amended, (b) either (I) a “qualified purchaser” (as defined in Section 2(a)(51) of the U.S. Investment Company Act of 1940 as amended (the “Investment Company Act”)), or (II) a “knowledgeable employee” (as defined in the regulations under the Investment Company Act) of the Trading Advisor, and (c) a “qualified eligible person” (as defined in the regulations under the U.S. Commodity Exchange Act as amended); (v) in respect of a UK investor, you are a professional client or eligible counterparty for the purposes of the UK Financial Conduct Authority (“FCA”) Conduct of Business Sourcebook; and (vi) you are otherwise eligible to make an investment in the relevant investment vehicle in accordance with the terms of the relevant offering document and applicable law.
All Content is for informational purposes only. Nothing on the Site is an offer or solicitation to buy or sell any security or make or hold any investment. Although the Site may include investment-related information, nothing on the Site is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. We do not give any advice or make any representations through the Site as to whether any security or investment is suitable to you or will be profitable. Nothing on the Site is intended to be, and you should not consider anything on the Site to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or legal advisors regarding your individual circumstances and needs. THE PAST PERFORMANCE OF ANY FUND IS NOT INDICATIVE OF FUTURE PERFORMANCE. For investors in the UK, the information on this Site is issued by us only to and/or is directed only at persons who are professional clients or eligible counterparties for the purposes of the FCA Conduct of Business Sourcebook. To the extent that any Funds are referred to on this Site, they are available only to such persons and other persons should not act or rely on the information available on this Site. The information on this Site is exempt from the UK scheme promotion restriction on the communication of invitations or inducements to participate in unregulated collective investment schemes on the grounds that it is being issued to and/or is directed at only the types of person referred to above.
Risks in relying on the Content. Any Content that is dated speaks only as of the date indicated. We make reasonable efforts to provide accurate Content on the Site, but at times we may not promptly update or correct the Site even if we are aware that it is inaccurate, outdated or otherwise inappropriate. You agree that we may change all or any portion of the Site at any time without notice to you and that we are not liable for any action you take or decision you make in reliance on any Content. Further, we do not endorse the opinions of, or warrant the accuracy of facts or other Content contributed by, any third party.
Confidentiality of Content. You undertake to treat any Content on the Site as secret and confidential and may not disclose the Contents on the Site to any third party save for the exceptions expressly enumerated in Section 2 of these Terms and Conditions.
Confidentiality of Password. You are solely responsible for maintaining the confidentiality and security of your password. You may not disclose your password to any third party and accept full responsibility for any use of your password. You must notify Kuros Associates immediately of any actual or suspected loss, theft or unauthorized use of your password. We are not obligated to inquire as to the authority or propriety of any use of or action taken under your password and will not be responsible for any loss to you that arises from such use or action or from your failure to comply with these provisions.
Technological problems with the Site. All or any portion of the Site may not be available and may not function properly at any time. Kuros Associates makes reasonable efforts to avoid technological problems, but at any time the Site may have and may cause technological problems such as viruses and other damaging computer programming routines or engines. You agree that Kuros Associates is not liable for any damage or injury caused by the performance or failure of performance of all or any portion of the Site or any defects, delays or errors in or resulting from your use of the Site.
Third Party Websites. Kuros Associates does not monitor the Content of and is not responsible for any third party website. If you access any third party website through the Site or otherwise, you do so at your own risk. Hyperlinks to or from the Site do not necessarily constitute third party endorsement, sponsorship or affiliation of, with or by Kuros Associates.
Monitoring and recording activity on the Site. Kuros Associates may: (i) monitor and record activity on the Site for any reason or for no reason; (ii) investigate any complaint or reported violation of our policies; (iii) report any activity that we suspect may violate any law or regulation to regulators, law enforcement officials or other persons or entities that we deem appropriate; or (iv) issue warnings, suspend or terminate use of the Site, deny access to all or part of the Site or take any other action that we deem appropriate.
Privacy Policy. Your privacy is important to us. All personal non-public information that we gather from you will be governed by our Privacy Policy (as amended from time to time) which is available to all investors and clients upon request.
Disclaimer of warranty. The Site, including all Content, is provided “as is” and “as available.” Kuros Associates disclaims all representations and warranties, express or implied, of any kind with respect to the Site and the Content including warranties of merchantability, fitness for a particular purpose and non-infringement of intellectual property and proprietary rights. Without limiting our general disclaimer, Kuros Associates does not warrant the availability, reliability, accuracy, completeness or timeliness of the Site or the Content.
Limitation of liability. In no event will Kuros Associates Directors and Personnel be liable for any indirect, incidental, special, punitive or consequential damages however caused arising out of these Terms and Conditions, the Site, the Content, the inability to use the Site, or transactions entered into through the Site, even if Kuros Associates has been advised of the possibility of the damages that you suffer or if any remedy you have fails of its essential purpose. This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction or unauthorized access to, alteration of or use of any asset, whether for breach of contract, tortious behaviour, negligence or under any other cause of action. This does not exclude or restrict any duty or liability that Kuros Associates LTD has to its customers under the regulatory system in the UK.
Indemnification. You agree to indemnify, defend and hold harmless Kuros Associates Directors and Personnel from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable attorneys’ fees) that arise from or relate to your misuse of the Site in material violation of these Terms and Conditions.
Governing Law. You agree that any dispute arising out of or relating to your use of the Site or relating to these Terms and Conditions shall be governed and construed in accordance with the laws of the United Kingdom, without giving effect to conflicts-of-law thereof. You agree to submit to the personal jurisdiction of the UK with respect to any legal proceedings arising out of or relating to your use of the Site or relating to these Terms and Conditions and waive any objection to the propriety or convenience of venue in such courts. Personnel, for the
purposes of this document, includes employees, agents, active partners, members and directors.

Investment Advisory & OCIO

Working with Kuros Associates starts with a conversation about yourself

We ask about our client’s goals and help evaluate them. We analyze each client’s financial profile, objectives and attitude toward risk, and then develop a suitable plan. To execute the plan, we leverage the intellectual capital of our company and the network of Kuros Associates.

What we offer

We offer strategic and tactical asset allocation and provide a range of investment solutions including cash alternative, fixed income, equities and alternative investments. For clients interested in stock picking, we offer capabilities in single securities across all major developed markets. We base each clients portfolios on our propretary asset allocation models and we use no third party research, only internal. Thanks to our boutique size and hands-on approach we can offer a tailor made service and personal counsel that is impossible to find at any banking institution. And as clients goals change, we can adjust his or her wealth management plan accordingly. All Kuros Associates relationships are subject to Chinese Wall constraints. Alternative investments entail substantial risks and may not be suitable for all investors.

We carefully select our wealth plan for each client and none looks exactly like the next – indeed, all clients are unique. Once a client selects Kuros Associates, his or her path with us begins. We aim to keep the number of client relationships low so that our team can provide the focus and attention that our clients expect. Accordingly we have minimum entry capital under advisory per single client that is higher. However our minimums may vary depending on fee structure, mandate and unique personal situation. Our clients’ interests are always first. Our experience shows that if we serve our clients well, our own success will follow.

How we can assist you

Investment Advisory

We offer a suite of investment opportunities selected by Kuros Associates and carefully managed by external fund managers. Clients work with us to select from existing investment vehicles covering the entire asset spectrum—including cash, fixed income, and equities as well as a range of alternative offerings such as private equity and hedge funds. All the funds and investment solutions selected do not have any inducement agreement with Kuros Associates.

Portfolio Structuring and Asset Allocation

By leveraging the expertise of Kuros Associates as Principal Investor, we offer clients the ability to select multiple single securities and asset classes. Many of our clients look to us not only for our cross-industry investment capabilities but also for managing risks. By combining our understanding of a client’s objectives with our risk management knowledge we can provide valuable advice, solutions and support.

Institutional Relationships Management

To clients in Europe, the Middle East and Africa, we offer introductions to banks, lenders and asset custody services through our global network.